Supplemental Insurance Benefits
Supplemental insurance provides coverage beyond that of your primary insurance.
Certain benefits will be standard to the policy; additional benefits may be
provided in the form of a rider. Plans may provide for expenses related to:
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Deductibles
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Co-payments
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Travel
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Lodging
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Home recovery
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Counseling
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Experimental treatments
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Outpatient services
Medicare Supplement Insurance specifically supplements coverage provided by
Medicare Parts A and B. Basic benefits include:
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Hospitalization:
Part A co-insurance plus coverage for 365 additional days after Medicare
benefits end
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Medical expenses:
Part B co-insurance (generally 20 percent of Medicare-approved expenses) or, in
case of hospital outpatient department services under a prospective payment
system, the applicable co-payment
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Blood: First three pints of blood each year
Other Medicare Supplement1 benefits include:
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Skilled nursing
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Medicare Part A and B deductibles
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Foreign travel emergency
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At-home recovery
