Figures represent past performance and do not take into account any applicable taxes.
Past performance does not guarantee future results.
Investment return and principal value of an investment will fluctuate so when units are redeemed, they may be worth more or less than original cost.
Current performance may be lower or higher than advertised performance.
The performance above is as of the most recent month-end.
You should consider the contract’s and underlying portfolios’ investment objectives, risks, charges and expenses carefully before investing.
The contract’s prospectus and underlying portfolios’ prospectuses contain information about the investment objectives, risks, charges and expenses, as well as other important information.
You should read the prospectuses carefully before investing.
To obtain a copy of the prospectuses, please call (800) 789-6771.
Historical performance figures reflect changes in unit value and assume the automatic reinvestment of all distributions.
The performance figures reflect the fact that The Commodore Independence has no Contingent Deferred Sales Charge. All performance, while deemed obtained from reliable sources, is not guaranteed for accuracy and may differ from return information calculated and published by the respective investment advisors.
In addition to the listed variable portfolios, there is a Dreyfus VIF Government Money Market Portfolio and five Fixed Account Options: Fixed Accumulation Account and One-Year, Three-Year, Five-Year and Seven-Year Fixed Account Options. A money market investment is not insured or guaranteed by the FDIC or any other government agency. While the fund seeks to preserve your investment at $1.00 per share, you may lose money invested in the fund.
Fixed Account Options are guaranteed by the claims-paying ability of the issuing company, Annuity Investors Life Insurance Company.
See your representative for current rates.
1 As required by the SEC, the Standardized Average Annual Total Returns represent past performance based on a $1,000 hypothetical investment.
The returns reflect deduction of a 1.25% annual Mortality and Expense charge, a 0.15% annual administration charge and a $40 annual contract maintenance fee.
Because the inception date of the separate account is July 15, 1997, performance information is not available for the 10-year period.
2 Inception returns are from the later of the separate account inception date, which was July 15, 1997, or the Portfolio Inception Date.
Foreign investing involves special risks such as currency fluctuations and political uncertainty.
High-yield bonds are subject to a higher level of credit and market risks. Sector-based portfolios, especially those investing in technology companies, may be more volatile than more diversified portfolios.
Small- and mid-cap stocks may hold more investment risk than large-cap stock.